How It Works

Apply in Under 5 Minutes

Applying for a loan through Maple Loan Hub takes less than 5 minutes. Here’s exactly what happens — step by step.

STEP 1
📋

Fill Out Your Application

⏱ 2–3 Minutes

Tell us a little about yourself and your loan needs:

  • How much you’d like to borrow
  • What you need it for
  • Your basic personal information (name, province, contact details)
  • Your income and employment details
  • Your banking information (for e-Transfer deposit)
🔒 No paperwork. No faxing. 100% online. Our secure form uses 256-bit SSL encryption to protect your data.
STEP 2

Get Matched Instantly

Real-time

Once you submit, our system instantly compares your profile against our network of licensed Canadian lenders. We look for lenders who:

  • Serve your province
  • Match your borrowing needs
  • Are most likely to approve your specific profile
You’re matched in real-time — no waiting days for someone to review your file.
STEP 3
📄

Review Your Loan Offer

Your matched lender will present a clear loan offer showing:

  • Loan amount
  • Interest rate (APR)
  • Repayment schedule
  • Total cost of borrowing
  • Due dates
Read this carefully. You’re under no obligation to accept. If the offer doesn’t work for you, you can decline — no cost, no impact to your credit.
STEP 4
✍️

Sign Your Agreement

If you’re happy with the offer, sign your loan agreement electronically. Most agreements are signed digitally via secure e-signature — quick and easy.

STEP 5
💸

Receive Your Funds

⚡ 1–2 Hours

Once signed, your lender releases your funds. Most borrowers receive their money via Interac e-Transfer within 1–2 hours of signing during business hours.

Some lenders offer 24/7 funding, including evenings and weekends.
STEP 6
📅

Repay on Schedule

Your repayment dates are set in your loan agreement. Payments are typically withdrawn automatically from your bank account on the agreed dates. Set a calendar reminder so you always have the funds ready.

On-time repayments = lower borrowing costs + potential credit score improvement.